Prepaid funeral plans are now regulated by the FCA
Celebration of Life Planning Ltd is a funeral plan provider authorised and regulated by the Financial Conduct Authority and entered onto the Financial Services Register under reference 958912.
We only provide one prepaid plan that includes everything you need for our direct cremation, guaranteed.
A direct cremation means there is no service at the crematorium, so there are certain things that are never included in this style of service.
- The use of a hearse or limousine
- Flowers or tributes (family are free to send us items to place in the coffin)
- Collection from outside of Great Britain*
- Choice of crematorium or cremation time* (we will let the family know the date and time of the cremation)
- A ceremony at the crematorium or mourners attending the committal*
*Although these are not part of a direct cremation service, they can be purchased for an additional fee at the time of need.
Why choose our prepaid plan?
Secure today’s price
Once you have purchased a plan, there's no need to worry about the price of funerals going up as you will already be covered ready for the future.
Make your wishes clear
A funeral plan is an ideal way to let others know what you want to happen.
Funeral costs paid
Paying in advance can give you peace of mind knowing that your family won’t have any further costs towards our direct cremation to worry about.
Is a prepaid plan right for you?
A pre-paid funeral plan will usually cost you slightly more than if you needed to arrange a direct cremation today, as there are costs involved with setting up your plan.
Our pre-paid direct cremation plan is £1,450 if you pay in full and includes everything you may need for our direct cremation service.
This £1,450 plan consists of two parts:
- £350 funeral plan management fee, this covers the cost of setting up your plan.
- £1,100 is then put into Trust ready to pay for the funeral when it’s needed. This is an average cost of what our direct cremation prices range from and covers you for everything you may need for our direct cremation.
Whereas if you needed to arrange a direct cremation with us for someone who has recently passed away, the price ranges from £850 to £1,522 depending on your needs. You can find out more about our at-need service here. Please bear in mind that our at-need pricing is subject to increase without notice.
If you think you may need the funeral soon and would rather wait, simply give the person likely to make the arrangements our details so they can call us direct at the time of need. However, if you would prefer to pay in advance or secure a price that's fixed and guaranteed, our prepaid plan may be better suited to your needs.
Funeral plans are regulated by the Financial Conduct Authority
This means you can feel confident in knowing that your plan with us is protected.
Regulation means regular monitoring to ensure the utmost high standards are upheld, complaints can be resolved by the Financial Ombudsman Service and additional financial protection for you is provided by the Financial Services Compensation Scheme.
Other important information about our prepaid direct cremation
What if we go out of business?
What if I change my mind?
Are there any age restrictions?
What documents will I receive?